Understanding Warranties and Guarantees
When you buy goods, they often come with a guarantee or warranty. These terms are sometimes used interchangeably, but there is a general difference. A guarantee is usually provided free by the manufacturer, while a warranty may be an optional extra you pay for. That said, many products include a free warranty as standard, so the distinction is not always clear cut.
Extended warranties, sometimes called service agreements, are sold separately and must be clearly priced alongside the main item. Before signing up for one, make sure you understand exactly what is and is not covered.
Every guarantee and warranty comes with its own terms and conditions. If something goes wrong with a product, this document should be the first thing you check. It will set out what you can claim for, how long the cover lasts, and any steps you need to follow. Keep your proof of purchase safe, as you will almost certainly need it to make a claim.
What Happens When Faulty Goods Are Replaced
If your item develops a fault and the manufacturer or retailer replaces it, you may wonder whether your warranty or guarantee period restarts. Whether this happens depends on the specific terms set by the provider.
Some warranties restart from the date of the replacement, giving you a fresh period of protection. Others only cover the replacement for the remainder of the original warranty period. There is no single rule that applies across all products or providers, which is why reading the terms carefully matters.
Check the paperwork that came with your original purchase. If it is unclear, contact the manufacturer or warranty provider directly and ask them to confirm in writing what cover applies to your replacement item.
If the replacement itself turns out to be faulty, you have the right to reject it within a reasonable time. A replacement should be free of defects, and you are not obliged to keep accepting faulty goods.
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Your Statutory Rights Still Apply
Warranties and guarantees are separate from your legal rights under the Consumer Rights Act 2015. These statutory rights protect you regardless of any additional cover you may have. Even if your warranty has expired, you may still be able to claim against the retailer under consumer law.
Under the Act, goods must be of satisfactory quality, fit for purpose, and as described. If they are not, you may be entitled to a repair, replacement, or refund from the retailer. The limitation period for bringing a court claim is six years in England, Wales and Northern Ireland, or five years in Scotland. However, the longer you wait, the harder it becomes to demonstrate that a fault was present from the outset.
A warranty can offer useful extras, such as cover for accidental damage or a simpler claims process. But it cannot take away your statutory rights. If a retailer or manufacturer challenges this, they may be misinformed.
When Warranties Provide Extra Protection
There are situations where having a warranty can be particularly helpful:
- The retailer has gone out of business and you cannot claim from them directly.
- The limitation period for statutory claims has passed.
- You want a quicker or more straightforward way to get a repair or replacement.
If you are thinking about buying an extended warranty, check whether it is backed by an insurance company. If the warranty provider is not underwritten by an insurer and later goes out of business, you may struggle to make a claim.
The Financial Conduct Authority regulates many warranty products. If you have a complaint about a regulated warranty, you may be able to take it to the Financial Ombudsman Service.
For more on your consumer rights when goods are faulty, visit GOV.UK or contact Citizens Advice for free guidance.
The new one has failed again in 2021 and will be replaced free of charge
My guarantee on this brand new door only has 5 years left now and there is clearly a design/manufacturing issue for them to keep failing. I expect another replacement in 2024/5 at this rate and will then have no guarantee on this faulting door.
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